Background: William McGuirt from Sebonic Financial quoted me a competitive rate and a lender credit, and then informed me that the credit was no longer available.
Me: Ok please let me know if those offers become available again and we'll proceed.
William McGuirt from Sebonic Financial: The most would have been $1000 and now I am giving you $400. Those who wait on the best in this business often miss out on "good enough". Next best opportunity would be a war with Russia. Think that will happen before [closing date]?
Me: I don't know much about Russia, but I know that [competitor] matched your terms and gave us an $1100 credit, so we'll go with them. Thanks for your time.
William McGuirt from Sebonic Financial: Thanks for wasting my time. I'll be sure to keep your information. [Competitor] is the king of bait and switch. I work with all of their old employees for a reason. Wait until they hit you with extension fees at the end. I'll be in touch!!!!
William McGuirt from Sebonic Financial: Next guy is getting 3%
Product or Service Mentioned: Sebonic Financial Mortgage.