Product: Sebonic Financial Mortgage Clear all filters (31 of 31 reviews match)
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we were extremely well qualified buyers with 25% down payment (and several times the mortgage amount, liquid), full docs, 30+ year stable history, passive income, tremendous equity in other real estate, etc. we've both had countless mortgages over the years, fico in...
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Anonymous
Anonymous

omg, always check reviews because it helps. and thank you to all the consumer who care and let other knows.

1.3
Product
Sebonic Financial Mortgage
#1228099
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Nightmare nightmare!!!!RED FLAGS everywhere!!! We worked with a guy named Jason L In the beginning, we are promised that Cardinal Finacial will honor the quote they gave us. LIES!!!! I had to send them screenshots, copies of all their quotes and promises. Once they saw...
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1.4
Product
Sebonic Financial Mortgage
I liked
  • Rates
I didn't like
  • Communication
  • Could not close the transaction
  • Unfair fees for rate lock extensions
#1166615
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Bait and switch.After three months of waiting to get an appraisal , limited communication and multiple excuses, I found out today that this company wanted to charge me an additional $3500.00 for an appraisal that had wrong information about my address. There were...
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Sebonic Financial Mortgage
#963861
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WTH?? I applied for a conventional loan not FHA this changed everything rates,fee's and not to mention the lost of 30 days down the drain!!! They're not honest people and will bait and switch and try to use the desperation they created to get you to sign and close on a loan that will net them the most money from doing a home loan for you. Avoid Tamara Eastridge loan officer-Heather Wagner loan processor-Olga Purser loan processor. Sebonic Financial...
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Anonymous
Anonymous

Sebonic financial bank sucks!!! Worst bank to try to refinance.

Anonymous
Vinod

What was the change in rates and fees after they switched processor?

Product
Sebonic Financial Mortgage
I didn't like
  • Incompetency
#910814
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We are presently going through the process with Sean Mahar at Sebonic. The communication, professionalism and his knowledge of the process has been far above what I would've expected, based on overall reviews of the home loan process.Cardinal Financial is apparently...
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Anonymous
Anonymous

You are doing the right thing. Do not give them the extra money, because this is their modus operandi: Do not close by the end of the lock period and make extra money on the e...

Anonymous
Anonymous

The underwriters do not know what they are doing. They require unrealistic demands. Warning stay away from this company. They really don't care and they will take you for a ri...

3.0
Product
Sebonic Financial Mortgage
I liked
  • Very professional customer service
  • Interest rate
I didn't like
  • Runaround to get my mortgage closed
  • Delays and redundant requests for information
#805367
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I worked with Joe Perkins to refinance my house and I was very pleased the way he handled ito whom I worked with a Joe Perkins and Mark to refinance for my house and I was very pleased with the outcome. I started working with Joe in December of 2015 and I closed...
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Anonymous
Apersonwhofinishedthirdgrade

You're a B.S. artist! Beverly Hills, California? I doubt it! Homes in that town start in the seven figure range, and you can't even spell. Nor do you have enough sense to corr...

4.7
Product
Sebonic Financial Mortgage
I liked
  • Stright forward with billing and no hidden fee
  • Being able to upload documentation
  • Very professional customer service
#783375
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Sebonic Financial Mortgage Review

Was a bad experience. It was all good til the appraisal came in then didn't hear from them for a while then never whem though with my approval. Had to find someone else to help me.
2.2
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Diversity of Products or Services
Reliability
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Website
Product
Sebonic Financial Mortgage
#777724
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I had a very bad experience with sebonnic. I was upfront about the house I was buying a forclosure and needing repairs. I was told no problem and I filled out ap. Sent and started process. Did the appraisel as instructed. At that time appraisel showed and stated...
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1.8
Product
Sebonic Financial Mortgage
#747470
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I had read the reviews here and was concerned, but they were the only option that said they could close in the time frame we needed. I called in for the mortgage application and 28 days later closed on the house with no changes to the rate or costs from what was...
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4.3
Product
Sebonic Financial Mortgage
#701571
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Sebonic Financial Mortgage Review

Raised closing costs $1500 after submitting final documents. Of course this was less than 2 business days before scheduled closing.
Product
Sebonic Financial Mortgage
#694790
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