Product: Sebonic Financial Mortgage Clear all filters (33 of 33 reviews match)
Filter by rating
filters
Seller:
Show
State:
Show
City:
Show
Product:

Sebonic Financial - No issues at all

5.0
Details
Sitting at the closing table right now....John Ruskin was is our Loan Officer and was on top of everything! Attorney even stated it was the lowest rate that he has seen and couldn’t believe how low the lender fees are....as a former loan officer myself I have to say that John Ruskin went over and above to take care of us. Minor delay with processing and closing department but Mr. Ruskin got it straightened out almost immediately. I highly recommend him and Sebonic!
View full review
Review
#1663962 Review #1663962 is a subjective opinion of poster.
Service
Sebonic Financial Mortgage
Pros
  • Very professional
  • Easy process
  • Low rate
Reason of review
Good customer service
1.0
Details
We are extremely well qualified buyers. Purchasing property to move primary residence to then sell current property. Credit above 815, no foreclosures, no bankruptcies, no late payments, 40+year positive history. Own 2 properties with over 75% equity, have 200% needed...
View full review
1 comment
Anonymous
#1753859

So you wanted them to give you a loan without any verifiable income? You need to have an income - assets aren’t income.

Review
#1443989 Review #1443989 is a subjective opinion of poster.
Service
Sebonic Financial Mortgage
Reason of review
Poor customer service
1.3
Details
we were extremely well qualified buyers with 25% down payment (and several times the mortgage amount, liquid), full docs, 30+ year stable history, passive income, tremendous equity in other real estate, etc. we've both had countless mortgages over the years, fico in...
View full review
1 comment
Anonymous
#1486598

omg, always check reviews because it helps. and thank you to all the consumer who care and let other knows.

Review
#1228099 Review #1228099 is a subjective opinion of poster.
Service
Sebonic Financial Mortgage
Reason of review
Problems with payment
1.4
Details
Nightmare nightmare!!!!RED FLAGS everywhere!!! We worked with a guy named Jason L In the beginning, we are promised that Cardinal Finacial will honor the quote they gave us. LIES!!!! I had to send them screenshots, copies of all their quotes and promises. Once they saw...
View full review
Review
#1166615 Review #1166615 is a subjective opinion of poster.
Service
Sebonic Financial Mortgage
Pros
  • Rates
Cons
  • Run around
  • Unfair fees for rate lock extensions
  • Runaround to get my mortgage closed
Reason of review
contract not honored
Loss
$341300
Preferred solution
Full refund
Tags
  • dishonest
  • disloyal
Bait and switch.After three months of waiting to get an appraisal , limited communication and multiple excuses, I found out today that this company wanted to charge me an additional $3500.00 for an appraisal that had wrong information about my address. There were...
View full review
Review
#963861 Review #963861 is a subjective opinion of poster.
Service
Sebonic Financial Mortgage
Reason of review
Poor customer service
Preferred solution
Let the company propose a solution
WTH?? I applied for a conventional loan not FHA this changed everything rates,fee's and not to mention the lost of 30 days down the drain!!! They're not honest people and will bait and switch and try to use the desperation they created to get you to sign and close on a loan that will net them the most money from doing a home loan for you. Avoid Tamara Eastridge loan officer-Heather Wagner loan processor-Olga Purser loan processor. Sebonic Financial...
View full review
6 comments
Anonymous
#1284054

Sebonic financial bank sucks!!! Worst bank to try to refinance.

View more comments
Review
#910814 Review #910814 is a subjective opinion of poster.
Service
Sebonic Financial Mortgage
Cons
  • Incompetency
Reason of review
Bait and Switched
Tags
  • sebonic scam
3.0
Details
We are presently going through the process with Sean Mahar at Sebonic. The communication, professionalism and his knowledge of the process has been far above what I would've expected, based on overall reviews of the home loan process.Cardinal Financial is apparently...
View full review
3 comments
Anonymous
#1222905

You are doing the right thing. Do not give them the extra money, because this is their modus operandi: Do not close by the end of the lock period and make extra money on the extra points charged.

Just think how much a quarter or half point over 30 years is worth!

I have been going round with them over 9 weeks now. We were approved for a refi amost 4 weeks ago, but I am about to call it quits.......

View more comments
Review
#805367 Review #805367 is a subjective opinion of poster.
Service
Sebonic Financial Mortgage
Pros
  • Interest rate
  • Very professional customer service
Cons
  • Delays and redundant requests for information
  • Runaround to get my mortgage closed
Reason of review
Underwriters-
Loss
$1825
Preferred solution
Deliver product or service ordered
Tags
  • loan and mortgage company
4.7
Details
I worked with Joe Perkins to refinance my house and I was very pleased the way he handled ito whom I worked with a Joe Perkins and Mark to refinance for my house and I was very pleased with the outcome. I started working with Joe in December of 2015 and I closed...
View full review
1 comment
Anonymous
#1150973

You're a B.S. artist!

Beverly Hills, California? I doubt it! Homes in that town start in the seven figure range, and you can't even spell. Nor do you have enough sense to correct all of the misspellings that are indicated by the "red squiggly lines" under a multitude of words.

Perhaps you're just lazy? Or, a millennial? In any case, I doubt you live in a million dollar home. Oh, WAIT!

I know why you come off as a lazy retard... you're an actor. Or, maybe you're a Rapper?

How else could a retard afford to live in Beverly Hills?

Review
#783375 Review #783375 is a subjective opinion of poster.
Service
Sebonic Financial Mortgage
Pros
  • Stright forward with billing and no hidden fee
  • Being able to upload documentation
  • Very professional customer service
Reason of review
Good customer service

Sebonic Financial Mortgage Review

2.2
Details
Was a bad experience. It was all good til the appraisal came in then didn't hear from them for a while then never whem though with my approval. Had to find someone else to help me.
View full review
Review
#777724 Review #777724 is a subjective opinion of poster.
Service
Sebonic Financial Mortgage
Reason of review
Poor customer service

Contact Sebonic Financial Customer Service

Mailing Address:
Sebonic Financial
3701 Arco Corporate Drive, Suite 200
Charlotte, North Carolina 28273
United States
Phone:
(855) 561-4944
All Sebonic Financial Contacts
1.8
Details
I had a very bad experience with sebonnic. I was upfront about the house I was buying a forclosure and needing repairs. I was told no problem and I filled out ap. Sent and started process. Did the appraisel as instructed. At that time appraisel showed and stated...
View full review
Review
#747470 Review #747470 is a subjective opinion of poster.
Service
Sebonic Financial Mortgage
Reason of review
Pricing issue