Product: Sebonic Financial Mortgage Clear all filters (29 of 29 reviews match)
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Nightmare nightmare!!!!RED FLAGS everywhere!!! We worked with a guy named Jason L In the beginning, we are promised that Cardinal Finacial will honor the quote they gave us. LIES!!!! I had to send them screenshots, copies of all their quotes and promises. Once they saw...
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1.4
Product
Sebonic Financial Mortgage
I liked
  • Rates
I didn't like
  • Communication
  • Unfair fees for rate lock extensions
  • Run around
#1166615
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WTH?? I applied for a conventional loan not FHA this changed everything rates,fee's and not to mention the lost of 30 days down the drain!!! They're not honest people and will bait and switch and try to use the desperation they created to get you to sign and close on a loan that will net them the most money from doing a home loan for you. Avoid Tamara Eastridge loan officer-Heather Wagner loan processor-Olga Purser loan processor. Sebonic Financial...
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Anonymous
Anonymous

Sebonic financial bank sucks!!! Worst bank to try to refinance.

Anonymous
Vinod

What was the change in rates and fees after they switched processor?

Product
Sebonic Financial Mortgage
I didn't like
  • Incompetency
#910814
Reply to reviews
We are presently going through the process with Sean Mahar at Sebonic. The communication, professionalism and his knowledge of the process has been far above what I would've expected, based on overall reviews of the home loan process.Cardinal Financial is apparently...
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Anonymous
Anonymous

You are doing the right thing. Do not give them the extra money, because this is their modus operandi: Do not close by the end of the lock period and make extra money on the e...

Anonymous
Anonymous

The underwriters do not know what they are doing. They require unrealistic demands. Warning stay away from this company. They really don't care and they will take you for a ri...

3.0
Product
Sebonic Financial Mortgage
I liked
  • Interest rate
  • Very professional customer service
I didn't like
  • Runaround to get my mortgage closed
  • Delays and redundant requests for information
#805367
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Sebonic Financial Mortgage Review

#777724
2.2
Details
Was a bad experience. It was all good til the appraisal came in then didn't hear from them for a while then never whem though with my approval. Had to find someone else to help me.
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Sebonic Financial Mortgage Review

#694790
Raised closing costs $1500 after submitting final documents. Of course this was less than 2 business days before scheduled closing.
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Sebonic Financial Mortgage Review

#645122
1.7
Details
I wish I had seen this site before I dealt with them. Was attracted by the best rate advertised, I got an application. Spent a lot of time filling out app and giving all kinds of private info. Our rep Doug Stephenson from Henderson LV never returned call, I sent email, never replied. Well, maybe it's a blessing but what a waste of time!!
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I worked with Joe Perkins to refinance my house and I was very pleased the way he handled ito whom I worked with a Joe Perkins and Mark to refinance for my house and I was very pleased with the outcome. I started working with Joe in December of 2015 and I closed...
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Anonymous
Apersonwhofinishedthirdgrade

You're a B.S. artist! Beverly Hills, California? I doubt it! Homes in that town start in the seven figure range, and you can't even spell. Nor do you have enough sense to corr...

4.7
Product
Sebonic Financial Mortgage
I liked
  • Stright forward with billing and no hidden fee
  • Very professional customer service
  • Being able to upload documentation
#783375
Reply to reviews
I had a very bad experience with sebonnic. I was upfront about the house I was buying a forclosure and needing repairs. I was told no problem and I filled out ap. Sent and started process. Did the appraisel as instructed. At that time appraisel showed and stated...
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1.8
Product
Sebonic Financial Mortgage
#747470
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I had read the reviews here and was concerned, but they were the only option that said they could close in the time frame we needed. I called in for the mortgage application and 28 days later closed on the house with no changes to the rate or costs from what was...
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4.3
Product
Sebonic Financial Mortgage
#701571
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I submitted a request to be assisted in securing a mortgage via Zillow. Pat from Sebonic emailed me and I also received a survey to fill in from Sebonic explaining my mortgage needs. I responded to both and did not hear from Pat again. I emailed him again asking if he...
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Anonymous
Anonymous

Please let Zillow know this. They need to hear about complaints from customers.

2.0
Product
Sebonic Financial Mortgage
#691644
Reply to reviews
I wish I would have found this site sooner. I had a similar experience to all of you. In fact I'm still waiting to close and can't switch to another lender at this point. Hopefully they can close tomorrow as promised, otherwise we may lose our new home. I'm so...
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Anonymous
Anonymous

I would half to agree the worst experience of my life 9 weeks and I am still not closed

Anonymous
Anonymous

I'm in the same boat

Product
Sebonic Financial Mortgage
#676482
Reply to reviews
The loan officer Chris told us if our closing funds from the seller exceeded the closing costs we'd have a check cut to us. Based on this information we changed the contract to add some additional funds instead of having the sellers repair a few items. I sent it to the...
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1.8
Product
Sebonic Financial Mortgage
I didn't like
  • Total lack of experience
  • Total lack of communication
  • Customer service
#633666
Reply to reviews
WARNING - do not refi or start your mortgage with this company! Buying a property is serious and cannot be trusted to companies with subpar customer service or those who have no regard for your financial well being. My lender at Sebonic went MIA, would not accept my...
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Product
Sebonic Financial Mortgage
#588079
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