Product: Sebonic Financial Estimate Clear all filters (0 of 5 reviews match)
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I was provided a loan estimate in November, 2016 and a 30-day rate lock.All required documents were uploaded per Sebonic/Cardinal's requirements in two days after the rate was locked. Cardinal charged me $475 for an appraisal immediately. After more than three weeks,...
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1.0
Product
Sebonic Financial Estimate
I didn't like
  • Unfair fees for rate lock extensions
  • Lack of communication
  • Trapping
#971089
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I applied for refinance my home and this company told me $1000 of closing costs.Took extra for appraisal and their own people did appraisal. They appraised below the market value and company asked me to pay $3500 for closing costs and said your home value is less. Few...
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Anonymous
Anonymous

That is not how it works with the appraisals...all appraisals are third party, they have no control of what the appraisals come back as. When they come back low then you are ...

Anonymous
Anonymous

You are not the only one to experience very poor service. They SUCK!

1.0
Product
Sebonic Financial Estimate
I didn't like
  • Being misled
  • No idea what they are doing
#898644
Reply to reviews
I was quoted 4500 in closing costs on a loan and was finally given an estimate of 12K. Very shady company. They made huge mistakes in the closing costs update and it keeps getting higher. Their requirement for paperwork is unrealistic and frustrating. I had to refax...
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Product
Sebonic Financial Estimate
#784785
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I have refinanced before and have never had such horrible service. the good faith estimate given 3 days before closing was off by $450. Fees were added that were not disclosed. I provided my paper work on day 2, they sat on forms for 3 weeks. Then took forever to get...
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Anonymous
Anonymous

A lender no matter who has no bearing on title costs or escrows. Regardless of what someone quoted this isn't decided by the lender. Be a more knowledgable consumer before pro...

1.5
Product
Sebonic Financial Estimate
I didn't like
  • No idea what they are doing
#677156
Reply to reviews
They offer a good rate and a 30 day lock. You wont get that. They offer a big credit up front, but you will pay it on the back end. The appraisal will cost more than they say. My appraisal needed to be special, which cost more. They quoted me 485 and it went to 600....
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1.0
Product
Sebonic Financial Estimate
I liked
  • Rates
  • Initial response
  • Interest rate
I didn't like
  • Responsiveness
  • Being mislead
  • Lies
#629851
Reply to reviews