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Most Helpful
John Bennett, our initial contact, was great: not pushy, came through with what he promised, nice to talk to, etc. once we made the deposit and were put in the care of Cardinal financial, things went South in a hurry. Rather than writing a extensive review, I will give...
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Anonymous
Herbie

That sounds like Cardinal. Do stay away from these folks or You may regret it!

Anonymous
happyville

I'm just now starting the process. Is there anyone out there that has good things to say about this company?

#525351
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We are extremely well qualified buyers. Purchasing property to move primary residence to then sell current property. Credit above 815, no foreclosures, no bankruptcies, no late payments, 40+year positive history. Own 2 properties with over 75% equity, have 200% needed...
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1.0
#1443989
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Our loan originator was Michael Brown. We were purchasing an investment property (little house, with a triplex on the same parcel). Loan was approved, offer approved, I paid the appraisal fee within 5 days of offer acceptance, paid the EMD, got the inspections,...
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1.9
I didn't like
  • Being misled
  • Total lack of communication
  • Unorganized
#1310642
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we were extremely well qualified buyers with 25% down payment (and several times the mortgage amount, liquid), full docs, 30+ year stable history, passive income, tremendous equity in other real estate, etc. we've both had countless mortgages over the years, fico in...
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Anonymous
Anonymous

omg, always check reviews because it helps. and thank you to all the consumer who care and let other knows.

1.3
#1228099
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see above --- I am very leery of all companies like these . His info was invaluable. I am looking for a 300K refinance and had been looking at most of the the lenders who are on line. I have been eliminating them, one by one based on reviews. I realize that there would...
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#1197416
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Nightmare nightmare!!!! RED FLAGS everywhere!!! We worked with a guy named Jason L In the beginning, we are promised that Cardinal Finacial will honor the quote they gave us. LIES!!!! I had to send them screenshots, copies of all their quotes and promises. Once they...
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1.4
I liked
  • Rates
I didn't like
  • Runaround to get my mortgage closed
  • Could not close the transaction
  • Run around
#1166615
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I had all line up with a credit score over 800. They have there " appraisal" partner purposely value my home well under value. I just had initial appraisal not even 2 months within contacting Sebonic. 1) $500 for appraisal- wasted I argued that the appraiser was wrong,...
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I didn't like
  • Being mislead
  • Fees for rate lock extensions
#1117592
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Sebonic Financial - Boiler room mortgage financing

Ive never paid for appraisal up front but they said plenty of income credit score good so need to pay and get it going. Makes no sense until after you are approved for the loan contingent on apprasial. Never pay for appraisal up front . Wait until you have something in writting that you are aproved then pay and get apppraisal.They cant seem to follow or understand tax returns. Its a boiler room numbers game with them . Stay away.
#1107921
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These people are a pack of idiotic buffoons. After making me wait more then 90 days, they sent me an email stating that they were not able to document where the cash deposits on my bank statements came from. Clearly the income was shown on my tax returns that they...
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#996025
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After spending an entire weekend scanning documents and whatever bs they deemed nesessary to apply for my loan I waited, waited and waited to be contacted by them. After a week or so I contacted them and they informed me that everything was great, great credit great...
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Anonymous
Anonymous

You to they are a real joke all i can say people don't wast your time there shopping there.

1.9
#982503
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Contact Sebonic Financial Customer Service

Mailing Address:
Sebonic Financial
3701 Arco Corporate Drive, Suite 200
Charlotte, North Carolina 28273
United States
Phone:
(855) 561-4944
All Sebonic Financial Contacts

Sebonic Financial Products and Services Reviews

I was provided a loan estimate in November, 2016 and a 30-day rate lock. All required documents were uploaded per Sebonic/Cardinal's requirements in two days after the rate was locked. Cardinal charged me $475 for an appraisal immediately. After more than three weeks,...
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1.0
I didn't like
  • Misleading
  • Lack of communication
  • Unfair fees for rate lock extensions
#971089
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