I went to this company because of a online advertised rate. I have 800+ credit scores across all bureaus and currently earn $110-$125,000 now and annually for the past 10 years.
I applied for a conventional loan 30 year fixed and was issued a valid pre-approval letter after all my documents were reviewed. 4 days prior to closing escrow the loan processor was switched to another processor which stated they would be packaging my loan to be sold to fannie mae or freddie mac. WTH?? I applied for a conventional loan not FHA this changed everything rates,fee's and not to mention the lost of 30 days down the drain!!!
They're not honest people and will bait and switch and try to use the desperation they created to get you to sign and close on a loan that will net them the most money from doing a home loan for you. Avoid Tamara Eastridge loan officer-Heather Wagner loan processor-Olga Purser loan processor.
Sebonic Financial and Cardinal Financial. You have been warned!!!
Product or Service Mentioned: Sebonic Financial Mortgage.
Reason of review: Bait and Switched.
Sebonic Financial Cons: Incompetency.