Ive never paid for appraisal up front but they said plenty of income credit score good so need to pay and get it going. Makes no sense until after you are approved for the loan contingent on apprasial.
Never pay for appraisal up front . Wait until you have something in writting that you are aproved then pay and get apppraisal.They cant seem to follow or understand tax returns.
Its a boiler room numbers game with them . Stay away.