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Now we have lost our earnest money, even though I did everything I could to make this loan work. Two thousand dollars that I want repaid to me from Sebonic. I won't stop because I hate how huge corporations in this country think that they can get away with whatever...
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Anonymous
Anonymous

What happened? Are you a first time home buyer? Did they decide to not follow through on the ore qualifications?

Anonymous
Anonymous

No contact. No resolution. Nothing. If you are even considering using this company, STOP! Run away from these crooks and look for any alternative. Otherwise you are just gambl...

1.0
I liked
  • Believing that i would own a home for half a second
I didn't like
  • Run around
  • Fraud
  • Misrepresentation
#721130
Reply to reviews
I'm in my 60s and over the years I've bought, sold and financed residential and commercial real estate. This was hands down THE WORST experience ever with a mortgage company. They are incompetent, failing to understand the nature of the underlying mortgages that were...
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1.4
Cornville, Arizona
I liked
  • Being able to upload documentation online
I didn't like
  • Not understanding existing mortgage
  • Being misled
  • Delays and redundant requests for information
#721080
Reply to reviews
Was worried we wouldn't meet the rate lock date, but everything went as planned and we closed on time. I do wish places did a 45 day rate lock to relieve some of the pressure, but I guess this is industry norm. Get them requested documents in a timely manner, and...
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Anonymous
Anonymous

Am a real customer. Refinanced my two loans into one, one regular and one with a balloon. Was happy to get it done with no problems. Read this site and was worried, but my ...

Anonymous
Anonymous

Thats a great amount of detail. Sounds kinda like someone from the company trying to save face. Sorry but getting everything to them on time did nothing to prevent exactly wha...

5.0
I liked
  • Very professional
  • Low rate
  • Easy online process
#714702
Reply to reviews
DO NOT PURSUE A LOAN WITH THIS COMPANY. YOU WILL BE ROBBED. One day before closing and they tell us they cant go through with the loan because they "dont feel comfortable". I have met all FHA guidelines and requirements, provided every scrap of information and...
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Anonymous
Anonymous

DO NOT PURSUE A LOAN WITH THIS COMPANY.YOU WILL BE ROBBED.Extremely unhappy with the service. do not use this service.

Anonymous
Anonymous

This is still and issue, and I have not been contacted by anyone to address my concerns.

I liked
  • Initial response
I didn't like
  • Runaround to get my mortgage closed
  • Not sure they told the truth
  • Being mislead
#713627
Reply to reviews
I had read the reviews here and was concerned, but they were the only option that said they could close in the time frame we needed. I called in for the mortgage application and 28 days later closed on the house with no changes to the rate or costs from what was...
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4.3
#701571
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Like others have said, they are great to work with initially but kept adding costs. The appraisal cost went up because we were considered rural when we aren't. Then the appraisal came back a little lower than expected and they couldn't do the cash out because loan to...
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1.7
I liked
  • Rate
I didn't like
  • Runaround to get my mortgage closed
#699568
Reply to reviews
Show

Sebonic Financial Payment Option Review

This company plays games with the locking rate, they take their time and they let the time expires and change your rate to higher rate, and at this time you can't refuse because you are out of time and you have to close or lose the purchase. Very band company, and they go by the name of Cardinal Financial Services. Don't every use them.
#698498
Reply to reviews
My family found the "great" refinance rates (bait) through Zillow.com from Sebonic. The sales representative from Sebonic is responsive through E-mail, till we are pre-approved and was given a link to send documents for the underwriting process. The sales...
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Anonymous
Anonymous

This is a follow-up to my original complaint above. Sebonic Financials and their supportive services are full of lies!! I am currently working with my credit card company to...

I didn't like
  • Communication
#695765
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Sebonic Financial Mortgage Review

Raised closing costs $1500 after submitting final documents. Of course this was less than 2 business days before scheduled closing.
#694790
Reply to reviews
I signed up for the refinance process with Sebonic because they had the lowest rate and low costs. Once you start this process and pay them for the appraisal (the day the sales person closes), you find out that they are not responsive at all. The reason this is...
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1.0
I liked
  • Interest rate
I didn't like
  • Not sure they told the truth
  • Being mislead
  • Communication
#694214
Reply to reviews