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I was quoted 4500 in closing costs on a loan and was finally given an estimate of 12K. Very shady company. They made huge mistakes in the closing costs update and it keeps getting higher. Their requirement for paperwork is unrealistic and frustrating. I had to refax...
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#784785
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I worked with Joe Perkins to refinance my house and I was very pleased the way he handled ito whom I worked with a Joe Perkins and Mark to refinance for my house and I was very pleased with the outcome. I started working with Joe in December of 2015 and I closed...
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Anonymous
Apersonwhofinishedthirdgrade

You're a B.S. artist! Beverly Hills, California? I doubt it! Homes in that town start in the seven figure range, and you can't even spell. Nor do you have enough sense to corr...

4.7
I liked
  • Being able to upload documentation
  • Very professional customer service
  • Stright forward with billing and no hidden fee
#783375
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Sebonic Financial Mortgage Review

Was a bad experience. It was all good til the appraisal came in then didn't hear from them for a while then never whem though with my approval. Had to find someone else to help me.
2.2
Details
Billing Practices
Customer service
Diversity of Products or Services
Reliability
Staff
Website
#777724
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The closer sends you a customer care number and good luck ever talking to him again, until you're finally so frustrated you move the loan. The processor had no idea what she was doing and I have this in an email. You call into a call center like Att however Att does...
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Anonymous
Anonymous

You summarized just some of the problems with Sebonic/Cardinal Financial to the tee. Same experience as mine. Stay away from these people!

1.3
#775447
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Sebonic Financial Mortgage Review

Justin Fry is the best mortgage guy ever. He is super nice and was very helpful in leading to purchase my first income property. Although he said he wouldn't personally open his checkbook for investment properties with his childhood friend, he did have many helpful answers.
5.0
Details
Product or Service Quality
Website
#755382
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I had a 3 month long painful experience with Sebonic. I started with Cardinal Financial and they transferred my loan to this company when I tried to refinance a rental property. I actually started the process of purchasing a house with a local mortgage company one week...
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Anonymous
Anonymous

Had the exact same issues. Delays , Rate extensions , no idea what they are doing, way to much paperwork for refinancing a loan , the amount of ridiculous questions that do no...

1.0
I didn't like
  • Being mislead
  • No idea what they are doing
  • Fees for rate lock extensions
#755150
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I had a very bad experience with sebonnic. I was upfront about the house I was buying a forclosure and needing repairs. I was told no problem and I filled out ap. Sent and started process. Did the appraisel as instructed. At that time appraisel showed and stated...
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1.8
#747470
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To whom it may concern- I worked with a Joe Perkins to close on a cash-out refinance for my mortgage and I am not pleased with the outcome; I started working with him in Feb of this year based on his proforma, I moved forward and incurred costs associated with the...
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1.0
#736359
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I am currently in the midst of a no-cash-out refi with Sebonic. I decided to refinance my existing FHA loan into a conventional loan as this would save me a bit on P&I (due to a lower interest rate), as well as doing away with a $200.00 a month mortgage insurance...
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Anonymous
Anonymous

Any new updates on your situation?

3.4
I didn't like
  • Total lack of communication
  • Delays and redundant requests for information
#724971
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The other negative reviews are spot on. I wish that my wife and I had read them first. Found Sebonic through Lending Tree. Seemed like a good rate and the salesperson was helpful. After the process began, things began to DRAG. Appraisal took a week. Initial...
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#724618
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