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6 weeks from date of fist contact and still no mortgage. First the appraiser they send undervalues the size of my home by four hundred square feet, upon re-estimating decides my home is only worth $73/sq foot rather than $77. Then an endless amount of shuffling me from...
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#463739
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I just closed the mortgage. The 40 days experience with Sobonic was horrible. First, they screwed up the address on day one, and we caught it right away, I told them that they have to correct the address immediately before they verify with IRS. They said they did it,...
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Anonymous
slick

My exact same situation. Delay, IRS, price hikes, etc. Stay away from these 'used car' salesmen!

#462079
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I have been through the mortgage process many times. I have NEVER had such a horrible experience. Sebonic is unorganized, unresponsive, slow, terrible with communication, and generally rude and discourteous. You get passed from one person to another through the...
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#459255
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I wanted to re-fi my home after finalizing my divorce. I went through Lending Tree and Sebonic was one of the lenders that quoted me a rate. I read a few positive reviews and decided to go with them. Initially the process went smoothly (although they quoted me one...
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Anonymous
MLO12

Business with a loss has to be taken into consideration by a underwriter , nothing they asked for was wrong. I am a MLO with a competitor and we would have asked for the same ...

#449696
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I found Sebonic Financial on Bankrate.com. They quoted on the website a rate of 4.375% for a 30 year fixed rate. When I called and spoke to a loan officer (Brad I believe his name was?) he gave me a rate of 4.625%, which is much higher than originally quoted. I have...
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Anonymous
Please read before posting

Read Bankrate's fine print. Rates are based on various factors but the loan size must be $165,000 for any lender on Bankrate to honor the rate.

carlitos2k2
carlitos2k2

Hi, I was about to do business with this company, but thanks to you and other reviewers I will steer clear. Thank you so much for keeping other people aware of scammers. BTW, ...

#447571
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Made me believe that I could refinance my property. Unprofessional company with no knowledge, made me go through a whole application and at the end made me paid for an appraisal just to said "sorry you don't qualify for the loan", I lost my time and money. A...
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Anonymous
lovely

JoDa can you proivde an update on how everything ended?

Anonymous
JoDa

Unless your mortgage balance is extremely low, how can they know without an appraisal that you're under 80% LTV? They can do a quick glance at recent sales in your area, but ...

#441647
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Called Sebonic Financial in regards to a mortgage quote on zillow.com. They quoted me something very different than what they were showing on the site. These guys are shady and not to be trusted. Sounds like they just want to charge you for an appraisal and run off...
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Anonymous
Phar Blunjet

I got a quote from them thru Lending Tree.By the way, my money is NOT hard earned, does that make a difference?

Anonymous
Anonymous

the website shows the rate for a particular borrower, if your credit is worse or you don't have the same down, your rates will be different. I wish you said why you thought th...

#413355
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